Field Premium Auditor (Northeast Illinois)

Fond du Lac
Full Time

Job Information

Job TitleField Premium Auditor
Home Department:Premium Audit 
Employment Status:Exempt; Full-time 
Schedule:40 hours/week with Flexible Scheduling Opportunities 
Territory:Northeast Illinois Territory

We are targeting candidates who are located within the Northeast Illinois Territory.


Protecting our policyholders’ dreams, passions, and livelihoods has a direct impact on the communities we serve. We work towards excellence, conduct ourselves with high integrity, and take our work seriously, but not ourselves. Small Details. Big Difference. Find out how you can make a difference with a career at Society.

Society Insurance is seeking a Field Premium Auditor to join our Premium Audit team.  This role will provide field and electronic premium audits for Workers’ Compensation and General Liability policies by adhering to standards and regulations in accordance with company and industry guidelines.  

About the Role 

  • Performs Workers’ Compensation and General Liability premium audits by reviewing all operations related to the policyholder; this includes obtaining a description of operations, determining the operations of additional named insureds and subcontractors, documenting business locations and job sites, documenting officer/member/owner duties, listing employee duties, and reviewing the policy file, endorsements, past audits, and loss information.
  • Examines and documents the insured’s payroll records, federal and state 941/SUTA reports, general ledgers, check registers, income tax returns, and sales records. 
  • Completes an audit recap by adhering to policy endorsements, notes any changes in ownership, operations, legal entities, etc., summarizes the audit according to the classification code, and presents the recap for processing.
  • Prepares for the audit by reviewing the policy, identifying the exposure basis, noting any special requests from underwriting, determining the records needed to complete the audit, and scheduling of the audit appointment. 
  • Completes the audit process and distributes the completed audit worksheets.
  • Ensures customer service by answering audit-related questions asked by underwriters, policyholders, agents, billing, WC Claims, and other internal departments.
  • Answers complex audit questions from the insured to relieve any misunderstandings regarding the final audit assessment.
  • Testifies in court proceedings, communicates, and adheres to counsel directions, prepares relevant information, summarizes the proceedings, and documents the memo in the HomePage.
  • Addresses disputed audits and corrects inaccurate audits, communicates with policyholders, agents, and internal staff to ensure the information is accurate prior to submitting a revision.  Provides an explanation of manual rules to the insured.
  • Performs analysis of the insured’s business operations to determine appropriate classification and exposures.  Researches classifications and rules using PAAS, ISO, NCCI, WCRB, and other state manuals.  Has a functional understanding in interpreting and applying legislative, manual, and company rules that affect the premium and policy coverage.
  • Produces high-quality audits with minimal re-audits and minimal use of fee services.
  • Develops and maintains expertise in auditing through continuing education coursework and classes.

About Yo

  • You enjoy working with others in a positive, proactive, collaborative team setting.
  • You are composed, accountable, and dedicated to meeting customer needs.
  • You are a self-starter, quality focused, and seeks to improve processes. 
  • You enjoy setting goals and achieving them.
  • You enjoy analyzing, investigating, and using the facts to make decisions.
  • You like to have fun!

What it Will Take

  • Bachelor degree in a related field and 3+ years of premium audit experience -OR- Associate degree and 5+ years of premium audit experience.
  • Demonstrated ability to take ownership in areas of premium audit.
  • Competent use of computer skills and spreadsheets.
  • Valid driver’s license and satisfactory driving record (based on Society Insurance guidelines).
  • Strong working familiarity of industry standards, regulations, etc. including working knowledge of organizations such as PAAS, ISO, NCCI, and WCRB.
  • Strong business math skills.
  • Regular travel is required; frequent overnight stays may also be required.
  • Completion of insurance and/or premium auditing designations highly desirable:  AINS and/or APA designations highly desirable:        AINS, APA, CPCU, CIPA, etc.

What Society Can Offer 

  • Comprehensive Benefits Package: Salary with bonus plan; health, dental, life, and vision insurance
  • Rtirement: Traditional or Roth 401(k) Defined Contribution Plan PLUS Profit-Sharing Plan
  • Work-Life Balance: Company-paid holidays; flexible scheduling; PTO; telecommuting options
  • Education: Career Coaching; company-paid courses; student loan and tuition reimbursement
  • Community: Charitable Match; paid volunteer time; team sponsorships
  • Wellness: Employee Assistance Program; wellness initiatives/rewards; health coaching; and more

Society Insurance prohibits discrimination and harassment of any type against applicants and employees on the basis of race, color, religion, sex, national origin, age, handicap, disability, genetics, veteran status or military service, marital status or sexual orientation, gender identity or expression, or any other characteristic or status protected by federal, state or local laws. Society Insurance also provides reasonable accommodations to qualified individuals with disabilities in accordance with the requirements of the Americans with Disabilities Act and applicable state and local laws.

Society Insurance is a drug-free workplace.  Any candidate who receives an offer of employment from Society will be required to undergo a pre-employment drug test for controlled substances.  All offers of employment are contingent upon successful completion of the pre-employment drug test, which is conducted in accordance with Society’s substance abuse policy.


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